New Home Purchase Home Refinance Home Equity Loan Debt Consolidation
 

Mortgage Basics: Information for First Time Home Buyers


How does a home loan work?

Should I buy or rent?

What exactly is a mortgage?

7 Strategies To Save You Money

Refinancing Your Existing Mortgage(s)

No Cost Loans

What to expect when buying your first home.

What is PMI and do I have to pay it?

Conforming vs. Non-Conforming Loans

Choosing the Best Loan

Mortgage Broker/Banker, or Credit Union?

How To Choose A Mortgage Broker or Banker

Mortgage Loan Application Checklist

Home Equity Loan Checklist

What interest rates are offered for VA Guaranteed loans?

How do I pre-qualify for a VA Guaranteed loan?

What do I need to close a VA loan?

What is a VA Guaranteed loan?

In what states are VA Guaranteed loans available?

What is the definition of a veteran?

What are the criteria to qualify for a VA home loan?

Where do I go for more information?

What if I own a home, but want to take advantage of lower rates?

What is an APR (Annual Percentage Rate)?

What is a VA mortgage?

What are points and when should I pay them?

What is an FHA mortgage?

How should I compare mortgage loan packages?

What is the difference between being pre-qualified and pre-approved?

Can I have my mortgage payment deducted automatically from my checking account each month?

Taxes and Owning a Home

How large of a loan will I be able to get?

How much will I need for a down payment and closing costs?

How do I shop for a mortgage loan?

What is the difference between a fixed-rate and an adjustable-rate mortgage?

What is LTV (Loan-to-Value)?

What is an appraisal and how is it calculated?

How much does it cost to submit an application online?

Do I need to pick a property before I apply?

I applied online, but forgot my password. What should I do?

What happens after I submit my loan application?

Do I have to prove my income?

What kind of mortgage should I select?

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Available Rates*
ProgramRateAPR
Pick A ...1.75call
5/1 ARM5.625call
3/1 ARM5.625call
1yr ARM5.625call
30yr JUMBO6.125call
15yr JUMBO5.875call
30yr FIXED5.875call
15yr FIXED6.625call
   
 
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